A Comprehensive Guide to Golf Cart Financing

Thinking about financing a golf cart? You’re in the right spot. This guide breaks down the essential things to know before you buy!

Golf cart financing comes with plenty of options to choose from. Popular choices include traditional bank loans, credit union loans, and dealer financing. Each has its own advantages and drawbacks, so it's important to find the one that best fits your financial needs.

Interest rates and terms play a significant role in determining your monthly payments and the total cost of your golf cart. Lower interest rates and longer terms generally mean lower monthly payments, but they also increase the total cost over time. 
 

Before you commit to a financing plan, take a moment to map out your budget. What can you comfortably afford each month without putting a strain on your wallet? And don’t forget—owning a golf cart isn’t just about the purchase price. There are ongoing costs like upkeep, insurance, and the occasional repair that can sneak up on you.

At Beech Creek Golf Carts, we’re more than just a dealership—we’re your golf cart partners for the long haul. Located in the heart of Cincinnati, we proudly serve our neighbors in Dayton and Lexington, OH too. Whether you need help finding the right financing or keeping your cart in top shape, our expert parts and service teams have your back. Ready to roll? Stop by or give us a call—we'll help you hit the road (or the fairway) in style.